Intern – Junior IT Project Manager

Cardif Japan

Cardif Japan is a key subsidiary of BNP Paribas Cardif, specializing in life and non-life insurance products tailored to the Japanese market. Established in 2000, it focuses on innovative bancassurance solutions through partnerships with banks and financial institutions

There are 2 distinct Japanese entities: Cardif Assurance Vie Japan (カーディフ生命保険株式会社) and Cardif Assurances Risques Divers Japan (カーディフ損害保険株式会社) but the IT systems are common.

Cardif partners with over 50 banks and 20 non-bank financial firms, offering credit life insurance with cancer riders, mortgage loan protections, credit card coverage, and savings account guarantees. Innovations cover heart attacks, strokes, cancers, …

Headquartered at Shibuya in the heart of Tokyo, Cardif Japan employs around 180 internal staff (around 35 internal IT staff.). Additionally to these 35 internal staff, we work with external vendors located in our office or offshore, and other BNPP teams located in Singapore , Hong Kong , France and India. 

The IT department is split into 4 teams : IT Service Delivery (production, run, infrastructure), Security Organization & Risks (SOR: CIO office and security/continuity), Digital Systems (DS: partner and client facing applications) and Core Insurance Systems (CIS: core systems like underwriting, claims and policy management systems).  The IT department is in charge of providing solutions for other departments of Cardif Japan , for partners and for clients.

Description of the activities

BNP Paribas Cardif Japan is looking for a junior IT project manager (the position) for its IT department to support the transformation projects that are currently in progress.

There are various projects of various sizes, and the internal teams are busy to deliver these projects. 

The main activities for the position would consist in the collection of information needed to have the global view of the projects, their presentation, the suggestion of ideas or remediation to ensure projects stay on track, the communication with various internal teams to make the materials. Some tasks also may be given directly to the position.

The position is a fixed-term assignment in SOR under CIO which has transversal IT activities. The position will get followed on weekly basis, to help for the onboarding and the follow-up of the different tasks. A positive performance would give opportunities in our entity as well as in other entities of BNP Paribas.

Reporting to the head of SOR and within the SOR department, you will be given various tasks to help CIO Office initiatives:

The list of tasks and activities are indicative, because we realign our priorities frequently.

Required skills

Most of the work is in English, but speaking Japanese, Chinese or French are additional assets.

Ideally, the candidate would have already spent 4 years at university or in an engineering school, specialized in IT. The candidate would be comfortable for communication (oral and written), with a good sense of synthesis and a very good self-organization to be able to work on various tasks simultaneously.  Be concise, writing mails with the right level of details depending on the stakeholders, the knowledge of Office suite, and the positive attitude are needed.

Others:

Hourly wage: 1,400 JPY

For the administrative part, lots of information can be found on the official portal of Business France , so we would like you to check before applying. Considering the administrative process, we are targeting a selection finalized by the end of February for a start in June 2026.

This position is open to students only. If an internship agreement between the school and Cardif is required, we are able to accommodate it.

If you recognize yourself in this description, please submit your resume in English and let`s meet online at the earliest.

Hiring Manager:

Head of AV Claims Dept.

Job Title:

Claims Manager

Department:

AV Claims Dept.

Report Line:

Head of AV Claims Dept.

 

Position Purpose　/ 職務の目的

構築し、部門の目標達成に貢献する。

Responsibilities / 職務の責任

Direct Responsibilities

Contributing Responsibilities

Business Knowledge / 求められるビジネス知識

Technical Experience / Competencies / 求められる技術的経験・コンピテンシー

Behavioral Competencies / 職務上で求められる姿勢やコンピテンシー

Specific Qualifications (if required) / 特定の経験やスキル（必要な場合）

Skills Referential / 求められるスキル

Behavioural Skills: 自身の行動・姿勢に関するスキル

Decision Making

Communication skills – oral & written

Client focused

Creativity & Innovation / Problem solving

Transversal Skills: 自身を超えて他に横断する・影響を与えるスキル

Ability to understand, explain and support change

Analytical Ability

Ability to develop and adapt a process 

Ability to anticipate business / strategic evolution

Ability to develop others & improve their skills

Education Level: 教育レベル

Others: (if any) その他（もしあれば）

Head of Compliance, Cardif Japan

Assignment

Main Missions

Job skills and / or technical skills

Behavioural skills and / or managerial

Transversal skills

Required Qualifications of Head of Compliance 

Job Title:

Junior Associate

Department:

Digital system

Cardif Japan

Cardif Japan is a key subsidiary of BNP Paribas Cardif, specializing in life and non-life insurance products tailored to the Japanese market. Established in 2000, it focuses on innovative bancassurance solutions through partnerships with banks and financial institutions

There are 2 distinct Japanese entities: Cardif Assurance Vie Japan and BNP Paribas Cardif Japan Non Life (カーディフ損害保険株式会社) but the IT systems are common.

Cardif partners with over 50 banks and 20 non-bank financial firms, offering credit life insurance with cancer riders, mortgage loan protections, credit card coverage, and savings account guarantees. Innovations cover heart attacks, strokes, cancers…

Headquartered at Shibuya in the heart of Tokyo, Cardif Japan employs around 180 internal staff (around 35 internal IT staff). Additionally to these 35 internal staff, we work with external vendors located in our office or offshore, and other BNPP teams located in Singapore , Hong Kong , France and India. 

The IT department is split into 4 teams: service delivery (production, run, infrastructure), SOR (CIO office and security/continuity), digital systems (partner and client facing applications) and CIS (core systems like underwriting, claims and policy management systems).  The IT department is in charge of providing solutions for other departments of Cardif Japan, for partners and for clients.

Position Purpose

BNP Paribas Cardif Japan is looking for a talented engineer to fill its 6 months internship position, starting from June 2026. 

The position is under Digital system department, that is accelerating its digitalization and updating its technologies with market current standards.

The candidate will have to opportunity to work on various tasks, including data related to help Cardif Japan strategy to shift into data driven results, but also to support existing applications, processes and new project initiatives. 

Responsibilities

Direct Responsibilities

Contributing Responsibilities

Business Knowledge

Technical Experience / Competencies

           Java, Python, C#, C… 

Behavioral Competencies

Specific Qualifications

 English proficiency is mandatory, certificate is a plus (TOEIC, TOEFL or CEFR).

 Japanese proficiency is a plus

Skills Referential

Behavioural Skills

Ability to collaborate/Teamwork

Ability to deliver/Results driven

Proactivity

Attention to details

Adaptability

Transversal Skills:

Analytical Ability

Ability to understand, explain and support change

Ability to anticipate business/strategic evolution

Education Level

Bachelor or equivalent level

Others

• Hourly wage: 1,400 JPY

• This position is open to students only. If an internship agreement between the school and Cardif is required, we are able to accommodate it.

​

Junior IT Engineer

Job Title:

Junior IT Engineer

Department:

Core Insurance System

Report Line:

Head of department and Mentor

Cardif Japan

Cardif Japan is a key subsidiary of BNP Paribas Cardif, specializing in life and non-life insurance products tailored to the Japanese market. Established in 2000, it focuses on innovative bancassurance solutions through partnerships with banks and financial institutions

There are 2 distinct Japanese entities: Cardif Assurance Vie Japan and BNP Paribas Cardif Japan Non Life (カーディフ損害保険株式会社) but the IT systems are common.

Cardif partners with over 50 banks and 20 non-bank financial firms, offering credit life insurance with cancer riders, mortgage loan protections, credit card coverage, and savings account guarantees. Innovations cover heart attacks, strokes, cancers, …

Headquartered at Shibuya in the heart of Tokyo, Cardif Japan employs around 180 internal staff (around 35 internal IT staff.). Additionally to these 35 internal staff, we work with external vendors located in our office or offshore, and other BNPP teams located in Singapore , Hong Kong , France and India. 

The IT department is split into 4 teams : service delivery (production, run, infrastructure), SOR (CIO office and security/continuity), digital systems (partner and client facing applications) and CIS (core systems like underwriting, claims and policy management systems).  The IT department is in charge of providing solutions for other departments of Cardif Japan , for partners and for clients.

Position Purpose

BNP Paribas Cardif Japan is looking for a talented engineer to fill its 6 months internship position, starting from June 2026. 

The position is under Core Insurance System(CIS) , CIS has been managing the applications related core operation area(Policy management, Claim, Underwriting and Finance) and our mission is to contribute operation efficiency, high quality operation and drive improving the application align with all strategy of Group, Company, IT and Business side.

The candidate will have to opportunity to work on various tasks, including not only IT Technical skills but also Japanese insurance knowledge, operation process and so on. 

Responsibilities

Direct Responsibilities

Contributing Responsibilities

Business Knowledge

Technical Experience / Competencies

Behavioral Competencies

Specific Qualifications (if required)

 English proficiency is mandatory, certificate is a plus (TOEIC, TOFEL or CEFR).

 Japanese proficiency equivalent to JLPT N3 is mandatory, N2, N1 is a plus

(At least needs to write and read e-mail in Japanese)

Skills Referential

Behavioral Skills:

Ability to collaborate/Teamwork

Ability to deliver/Results driven

Proactivity

Attention to details

Adaptability

Transversal Skills:

Analytical Ability

Ability to understand, explain and support change

Ability to anticipate business/strategic evolution

Education Level:

Bachelor or equivalent level

Others:(if any)

• Hourly wage: 1,400 JPY

• This position is open to students only. If an internship agreement between the school and Cardif is required, we are able to accommodate it.

• A successful internship could lead to a permanent contract.

Within the RISK Function, RISK Corporate’s mission statement is to:

1.     Ensure the quality of risks taken on Corporate and Institutional Banking (CIB) corporate activities,

2.     Monitor the risk profile of corporate exposures,

3.     Lead the Corporate Clients Continuum.

 

Within RISK Corporate, the Senior Credit Officer (SCO) guarantees, for the portfolio that they follow, the independent assessment of the credit risks as well as of the ESG ones throughout the credit process and until the maturity of the credit, in compliance with regulatory requirements and internal guidelines. To this effect, they will: 

· Concur or not with the Coverage and/or Business Lines Delegation Holders on files presented to Credit Committee, pursuant to an exchange on relevant items, 

 

· Guarantee the conformity of the decisions to the credit and ESG policies as well as the monitoring of the credit portfolio under their responsibility by assessing periodically its risk profile. 

In this role, you will:

On the files under your responsibility, guarantee jointly with Coverage and Business lines teams (and VPG as the case may be): 

 

· The quality of the commitments taken: these commitments should be in line with the Bank’s risk appetite principles as well as with the Bank’s credit policies and procedures including Compliance and ESG aspects, 

·       More specifically on ESG aspects, the compliance of credit decisions with ESG sectorial policies, exclusion and monitoring lists, Equator principles where relevant as well as internal procedures including Group CSR procedures and guidelines; will identify and highlight in credit committees ESG risks & other related matters (by ensuring inter-alia, that ESG Assessments are deployed and performed when applicable and that sustainable finance existing guidelines are applied), 

·       The fair valuation of the credit portfolio, specifically through the provisioning process, but also through the identification of non-performing clients and/or forborne exposures. 

·       The adequacy of ratings and Loss Given Default (LGD) assigned to corporate clients and exposures, ensuring strong compliance with rating and LGD policies (and ensuring documentation of any deviation).

Guarantee a satisfactory level of risk anticipation and monitoring by:

• Pro-actively identifying deteriorating risks by using external and internal early warning signals and close monitoring of Watchlist files
• Detecting potential threats on the portfolio that falls under your responsibility (sectorial/product/country levels, concentrations…), 
• Proposing and performing periodic and targeted portfolio reviews, 
• Contributing to RISK Corporate’s monitoring exposures framework (i.e., Portfolio Committees, Read-Across, Sectorial Forums…), 
• Contributing to Risk & Development Policy Committees (RDPC). 

Ensure the drafting of clear minutes for all committees (including WL&DD committees, CDD and portfolio committees), inter-alia clearly stating RISK Corporate opinion as well as the debates with Businesses and/or VPG that might have preceded the file presentation in credit committees.

Ensure the use of the adequate level of delegation (Delegation Holder and RISK representative),

Participate to the satisfactory circulation of information and communication between your RISK colleagues, Business and HO and with the relevant sectorial Risk Officer.

Other contributions

 

More at large, you will contribute to a continued strengthening of our overall RISK framework:

·       To the setting up of the general and specific credit policies, through ad-hoc contributions, and to the dissemination of information on the Bank’s desired risk profile to RISK and CIB teams,

·       To the determination of country envelopes, to the monitoring of the utilizations of these envelopes, and the possible reallocation of these envelopes between the Business lines covered by RISK Corporate,

·       To help ensuring that Annual Reviews are performed on a yearly basis, in a timely manner, exerting their influence on Coverage and Business Lines and following up on the calendar of reviews with the aim to respect the 0% past-due target,

·       To the validation process for new products or activities covered by RISK Corporate,

·       To the application, adaptation, and continuing improvement of the credit decision process,

·       To RISK Corporate permanent control framework and to Corporate Clients continuum initiatives,

·       Support relevant RISK Global Framework teams for stress-testing, modelling, and reporting exercises on corporate perimeter.

Beyond credit risk and ESG risk, SCOs are also asked to contribute to data quality and to the monitoring of operational risk:

·       Improving data quality via ensuring the accuracy of key risk parameters in minutes (ratings, LGDs, country of business, business sector, use of the relevant policies…) and by prompting Business to follow on corrective actions,

·       Communicating to RISK ORM CIB any operational risk she/he becomes aware of (potential fraud, breach of security package…).

Job Description

Job Title:

Director

Date:

Oct 2025 

Department:

M&A

Location:

Tokyo, Japan

Business Line / Function:

Global Banking

Reports to:

(Direct)

Lead Manager M&A ,Japan

 

Position Purpose

Key Responsibilities

Competencies (Technical / Behavioural)

Specific Qualifications Required

Job Description – APAC

Job Title:

Operations Analyst – Associate Transaction Processing 

Date:

June 2025

Department:

Global Markets & ALMT Operations

Location:

Osaka Japan

 

Position Purpose

Products to cover by the team:

1. FX
2. OTC Derivatives
3. Money Market 
4. Cash Management

Transaction Processing is responsible for the day-to-day settlement of Securities, Derivative product, FX and Money Market. Team operates in close collaboration with marketers, sales and other internal functional teams (Tokyo/Osaka/Hong Kong/Singapore/India/Manila/France/UK etc..) to offer client-first post trade service. This position is assigned two or three products within above 4 product coverage.

Key Responsibilities

Competencies (Technical / Behavioral)

BNP Paribas aims to recruit a) early career generation (new graduate/second graduate) who has strong interests in financial industry or b) people who are working in other industries and strong interests in financial industry.     Working Location is OSAKA.  No financial industry knowledge is required and necessary training period is offered.  Below is target level of role and responsibility for the position.

Verbal and written skill in English and Japanese.     Work with others.  Interact across countries, cultures and external.  Deal with senior management, clients and regulators.     Speak with confidence. 

Process improvement.  Design new processes and documentation.  Time management.

Make a decision, Out of box approach.  Change management.  Adapt to new ways.  Initiate projects.

Team player.  Tust and confidence.  Acknowledgement. Lead by example.  Effective feedback.  Understand organization goals and strategies.

Root-cause analysis.  Provide solutions.  Escalation.     Prioritize issues to tackle. 

“Anti-Money Laundering / Financial Sanctions (“AML/FS”) related duties

Operations are an integral part of the control framework including for AML/FS topics. In that respect, in performing your role you are expected to ensure adherence to AML/FS-related Group Policies and execution of associated operational controls, and to promptly escalate any resulting hit for analysis and decision.”

Specific Qualifications Required

Required: 

• Native in Japanese and business level in English
• Ability and willingness to learn and improve new product and process
• Compliance and Risk mindset
• At ease with numbers
• Time management and Prioritization skill
• Comfortable with PC (Microsoft Office, PC) skill
• 2 years experiences minimum in Financial Industries

Preferred:

• JSDA Sales Representative Qualification (Class 1 & 2)
• Experience in Settlements is preferred (FX, Cash payments, Cash Management or Derivatives products)

Job Description – Global Banking Operations , Agency Staff

Position Purpose

The primary purpose of the role is to act as a loan syndication agent in BNPP’s syndicated loans allocated by a Manager or supervisor in accordance with established regional processes and controls (or their local adaptation).

The incumbent may also directly contribute to Management reporting, organization or process reviews, specific projects and pays a particular attention to operational risks on an ongoing basis. The role requires direct connections with external (Borrower, Lenders, Legal counsel…) and internal stakeholders (e.g., operations) ; it reports directly to the local Agency team head.
 

Responsibilities

Key Responsibilities

Perform the following key agency missions, directly or as supervisor to another team member, according to the regional procedure in place :

The team member shall also:

 

• Comply with regulatory requirements and internal guidelines

Technical & Behavioral Competencies

Specific Qualifications (if required)

                                             

• Skills Referential                                            
• Behavioural Skills: (Please select up to 4 skills)
• Ability to collaborate / Teamwork
• Ability to deliver / Results driven
• Client focused

Transversal Skills 

• Ability to understand, explain and support change
• Analytical Ability
• Ability to develop and adapt a process 
• Ability to anticipate business / strategic evolution
• Ability to develop and leverage networks

Education Level: 

Bachelor Degree or equivalent

Experience Level

At least 7 years

Description

• VP/Associate Electronic Sales trading position, responsible for day-to-day low-touch Coverage of Japanese and APAC order flow for a mix of domestic and global institutional clients.
• Focus on opening up and driving growth with unbundled clients.
• Collaboration across Product/IT/Compliance and other teams to drive development of the platform and the Electronic offering as a whole.

Responsibilities:

 

As an active member of the Coverage team, the candidate will have a business owner mindset to drive the growth of institutional client revenues.

• Maximise client engagement through active Coverage and collaboration with internal teams & senior management across all regions.
• Active Coverage of client order flow as a value-add service:
  • Fundamental understanding of client objectives, market structure, liquidity profiles.
  • Monitor client and algo behavior to adhere to market regulations and firm procedures.
• Content generation and distribution:
  • Collaborate with EE Product team & Market Structure teams to maximise use of thematic content.
• Product/Platform:
  • Be a major contributor to the development of strategic tools, algo enhancements, and content to improve the all aspects of the business.

Qualified candidates will have:

 

• 3-5 years in Electronic Equities Coverage  – prefer experience in all APAC markets but not mandatory.
• Track record of covering domestic & offshore institutional clients
• Bilingual (Fluent in English & Japanese)
• Ability to work closely with Product and Quant teams to be a key contributor to platform development and execution consulting.